* feat: add HINDSIGHT_API_DEFAULT_BANK_TEMPLATE env var Server-level default bank template applied automatically to every newly-created bank. Holds an inline JSON BankTemplateManifest with the same shape as the /import endpoint body. Fields set by the template become per-bank overrides so they take precedence over equivalent HINDSIGHT_API_* env defaults. The template is applied once on first creation and never reapplied, so user overrides via PATCH /config are never clobbered. Malformed manifests are logged and ignored so a broken server-level setting cannot wedge bank creation. * chore: regenerate docs skill * test: update async_retain test mock for renamed bank_profile helper |
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